About You

We take care of your financial planning, leaving you free to live your life

There are many reasons why people seek our help with their financial planning. A principle reason concerns retirement planning, where individuals may have built up pensions savings over the years and are now starting to think about their options for retirement. Their most obvious concern would be whether they have enough savings to retire, but they may also be thinking about tax efficiency, investment risk, cost and their overall investment approach. It is never too early to start planning for retirement.

Advice about investments is also a key area where we help our clients. This includes preserving and growing wealth and can also encompass investing for a specific future goal, like the holiday of a lifetime, and structuring investments so they can be passed on to future generations in a tax efficient manner.

We advise our clients on all aspects of their financial affairs, putting in place a holistic financial plan to meet their future financial goals. In addition to tax-efficient retirement, estate and investment planning, it can also cover life insurance protection and care fees planning, which we know is a growing concern amongst many of our clients.

And our experience tells us that an often under-rated aspect of financial planning is ongoing reviews. Things do not stay the same for ever. Your individual circumstances change over time (new job, retirement, moving home or more grandchildren??) and your financial plans need to be reviewed and, if necessary, updated to ensure they continue to meet your needs.

You are unique

You have your own circumstances, preferences and objectives, and our job is to understand all of those factors and put in place a bespoke financial plan to help you get from where you are now to where you want to be in the future. It can't be denied that financial planning can be complex and ever changing, which is why we communicate with our clients in a clear and concise manner and are on hand for regular reviews and ad hoc questions as they arise.

Sometimes, as individuals, from time-to-time we naturally have questions or worries about different aspects of our lives. Many of our clients have told us that they really value the ability to get in touch with us to talk about their financial affairs. We have broad experience of financial matters and are pleased to offer this peace of mind.

Don’t just take our word for it

Charles has been our Financial Adviser for more than twelve years, during which time our regular meetings have shown him to be consistently professional and well informed, as well as very personable, approachable and engaging. We feel confident that he understands our personal financial situation, and is able to suggest…

Robin Widdowson and Judy Bowles

Bailey Cook work very hard at building a lasting trusting relationship based on openness and integrity. Exemplary advices is backed up with extremely effective communication and support. To Bailey Cook the individual client and their objectives really does matter.

Michael McKenzie

The guys at Bailey Cook (especially Charles who I deal with) are really easy to work with and show total understanding and empathy with the client’s needs. However, the key thing is my pension pot has continued to out-pace the financial market thanks to Charles and the team. I…

Richard Pymm

We’ve known Andrew for over 15 years and trust him completely. He’s candid when he’s unsure, persistent when he's sure and works hard to stay well-informed in his specialist fields. Andrew also works within agreed client parameters. He involves specialist advisers for related topics and the overall result is…

Colin Selby

Many of us are quite simply ‘out of our depth’ and therefore often anxious about our personal finances. There is just one word that defines the kind of relationship we are seeking from our adviser; Trust. In Andrew Cook we have found exactly that, and added to the immense experience…

Adrian Snell

We have been clients of Andrew Cook’s for twenty years. In that time, he has helped us with mortgages, pensions, ISAs and managed funds. He has guided us to wise investments and in all the ups and downs of the financial markets our money has grown and remains secure. We…

Paul and Rachel Waldron

The advice and guidance Charles and the team have provided to us is exceptional. We needed a financial planner who made the time and the patience to understand our short, mid and long-term objectives, who identified our attitude to risk (not simply completing a form) and who could bring…

Mr and Mrs W

Charles Bailey saved my financial life! My finances were in a complete, and complex, muddle when Charles took over, and he sorted the whole mess out. Recently, he has smoothly managed a complex retirement situation involving HMRC limits and six pension providers. He is not only very highly…

Helen Davis