About You
We take care of your financial planning, leaving you free to live your life
There are many reasons why people seek our help with their financial planning. A principle reason concerns retirement planning, where individuals may have built up pensions savings over the years and are now starting to think about their options for retirement. Their most obvious concern would be whether they have enough savings to retire, but they may also be thinking about tax efficiency, investment risk, cost and their overall investment approach. It is never too early to start planning for retirement.
Advice about investments is also a key area where we help our clients. This includes preserving and growing wealth and can also encompass investing for a specific future goal, like the holiday of a lifetime, and structuring investments so they can be passed on to future generations in a tax efficient manner.
We advise our clients on all aspects of their financial affairs, putting in place a holistic financial plan to meet their future financial goals. In addition to tax-efficient retirement, estate and investment planning, it can also cover life insurance protection and care fees planning, which we know is a growing concern amongst many of our clients.
And our experience tells us that an often under-rated aspect of financial planning is ongoing reviews. Things do not stay the same for ever. Your individual circumstances change over time (new job, retirement, moving home or more grandchildren??) and your financial plans need to be reviewed and, if necessary, updated to ensure they continue to meet your needs.
You are unique
You have your own circumstances, preferences and objectives, and our job is to understand all of those factors and put in place a bespoke financial plan to help you get from where you are now to where you want to be in the future. It can’t be denied that financial planning can be complex and ever changing, which is why we communicate with our clients in a clear and concise manner and are on hand for regular reviews and ad hoc questions as they arise.
Sometimes, as individuals, from time-to-time we naturally have questions or worries about different aspects of our lives. Many of our clients have told us that they really value the ability to get in touch with us to talk about their financial affairs. We have broad experience of financial matters and are pleased to offer this peace of mind.
We help companies too
We help companies with their financial planning arrangements too.
A good example of this is Business Protection, where we can advise on a range of solutions to help protect the 'human risks' in a business. This helps the principals of a business protect the interests of the business and their family, should they die or suffer a critical illness. It can include:
- Shareholder Protection
- Partnership Protection
- Key Person Cover
- Tax Efficient Relevant Life Plans
- Executive Income Protection
